Greenville
864-509-6249
Simpsonville
864-399-6018

Kinlaw Cunningham And Ward, LLC

Simpsonville
864-399-6018
Greenville
864.509.6249

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Five Mistakes To Avoid During Divorce

Five Mistakes To Avoid During Divorce

13 May

There are many things you can do to increase your chances of success in a divorce and many ways you can hurt your chances. Consulting with a divorce attorney will give you the knowledge you need to make sure you are not hurting your chances in a divorce. Sending mean and hostile letters, emails and ...

2016 American Household Credit Card Debt

2016 American Household Credit Card Debt

08 March

Debt is a way of life for most people in America. As of the 4th quarter of 2016 the average household credit card debt is $16,748, and the average household overall debt, including mortgages, is $134,643. While the phrase “don’t spend above your means” will always be great advice increasing debt isn’t just a case ...

Bankruptcy Scammers

Bankruptcy Scammers

03 November

If you are in the process or have recently filed for bankruptcy, beware of scammers. According to the National Association of Consumer Bankruptcy Attorneys (NACBA), the scammers will use the personal information from filings and pose as an attorney and request that you wire them money to satisfy a debt. NACBA issued a warning that ...

What Happens to Your Car and House After You File Bankruptcy in South Carolina?

What Happens to Your Car and House After You File Bankruptcy in South Carolina?

12 July

In most South Carolina bankruptcy cases you will not lose your home or car as long as the property’s equity is fully exempt. (view SC bankruptcy exemptions) If your property’s equity isn’t fully exempt you will need to pay its non-exempt value to your creditors in chapter 13 in order to keep your property. However, ...

Choosing the Right Type of Bankruptcy

Choosing the Right Type of Bankruptcy

19 February

The type of bankruptcy that’s right for you will mostly be contingent on your assets and your income. Your income may preclude you from filing a simple Chapter 7 case, and if you have nonexempt property, you might lose it in a Chapter 7 bankruptcy, but it can protected with a Chapter 13 bankruptcy. Below ...

Proving You Can’t Pay: What Forms Are Filed In A Bankruptcy

Proving You Can’t Pay: What Forms Are Filed In A Bankruptcy

26 August

Most people understand the basic concepts of bankruptcy. They know that papers are filed with the Greenville County Bankruptcy Court and then they don’t owe their debt anymore. I wish filing a bankruptcy were that easy. I always give a brief description of the bankruptcy process to my clients during the initial consultation. Bankruptcy is ...

Stop Digging: Don’t Wait Until It’s Too Late To Fix Your Finances

Stop Digging: Don’t Wait Until It’s Too Late To Fix Your Finances

13 August

Although I categorize myself as bankruptcy attorney in the Greenville, SC area, I consider bankruptcy the last option. I don’t see anything wrong with filing a bankruptcy and it is often necessary to provide a fresh start; however, with the social stigma and credit damage I avoid filing bankruptcies when possible. Unfortunately, many times a bankruptcy ...

Debt Relief and Your Credit

02 July

As a financial/bankruptcy attorney, I get asked all the time: What will a bankruptcy do to my credit? My answer is always the same: “The same thing as not paying your bills.” I am not a credit reporting agency. I do not know what mathematical equation the credit reporting institutions use to determine the score. ...

Saving Your Home From Foreclosure

02 July

Importance of Homeownership Typically, a family’s home is its greatest asset. In addition to many social benefits, homeownership allows you to build equity and reap some tax benefits. However, in uncertain financial times it can also be a family’s greatest liability. A mortgage payment normally is the single largest debt that a family must pay ...

Consumer Bankruptcy Overview

02 July

What is a Bankruptcy? In general, bankruptcy is a way for debtors (people who owe money) to get rid of debt which they cannot afford to repay. However, the Bankruptcy Code gives debtors several options to achieve this goal. These different options are written into the bankruptcy laws as different chapters and are commonly referred ...